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Calculate your monthly and annual take-home pay in Nepal after income tax and Social Security Fund contributions. Brackets sourced from the FY 2081/82 BS Finance Act.
Resident, single. Assumes non-SSF. Excludes 20% surcharge above Rs 5M.
The first NPR 500,000 (single) or 600,000 (married) is taxed at 1% — the social security tax. Slabs above that move through 10%, 20%, 30%, and 36%. The 20% surcharge on tax above NPR 5 million income isn't included.
If your employer is registered with the Social Security Fund, 11% of your basic salary is deducted to cover pension, gratuity, and medical benefits. In return, the 1% social security tax bracket drops to 0%.
Married couples filing jointly get NPR 100,000 added to the top of each of the first three slabs. Same family income, less tax — toggle the preset to compare.
Annual gross salary is walked through the progressive brackets: 1% on the first NPR 500,000 (single) or 600,000 (married), then 10%, 20%, 30%, and 36% on higher slabs. If you contribute to SSF, the 1% bracket drops to 0% and 11% of basic salary goes to the fund as a deduction.
The Social Security Fund is Nepal's contributory scheme covering pension, gratuity, medical, and accident benefits. Registered employees contribute 11% of basic salary; the employer adds another 20%. Your taxable income is reduced by your contribution and the 1% social security tax bracket is waived, so SSF actually lifts net take-home for most middle earners.
If you're legally married and filing jointly (couple status), pick the married preset — you get NPR 100,000 added to the top of each of the first three slabs, which lowers tax on the same gross. Single filers (including unmarried, divorced, widowed without dependants) use the single preset.
Bonuses, festival allowances, and most non-cash perks are added to gross taxable income and walked through the same brackets. Some allowances (uniform, travel for official work) are excluded — check with your accountant or HR.
No — it's a free educational tool using the FY 2081/82 BS brackets from the Finance Act. Always verify with a chartered accountant or the Inland Revenue Department before relying on the numbers for filing.
For information only — not financial, tax, or legal advice.
Nepal take-home estimates use public brackets and the headline social-contribution rates. State / provincial layers and most credits are excluded. Always verify with an official source and a licensed professional before filing, borrowing, or transacting. Read the full disclaimer.
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