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The short version of every conversation we have with new users.
Personal mode is free forever — no card, no trial timer, no feature gates. Team plans land alongside Work mode and will be priced per seat.
Personal mode is the lifestyle side: budgets, recurring detection, OCR receipts, and the AI coach. Work mode adds multi-tenant workspaces, RBAC, approvals, reimbursements, and audit trails for teams.
Bring your own key. ExpenseFlow streams answers through OpenAI, OpenRouter, NVIDIA NIM, or a local Ollama instance — you pick the provider you trust and we never proxy your traffic.
Yes. Auth runs on JWT with refresh rotation, role-based access is cached in Redis, and your AI provider key stays in your workspace. We don't sell data or train on your transactions.
Anytime. Export to CSV or PDF from the reports view — daily, weekly, or monthly. Your accountant will thank you.
The multi-tenancy foundation is already live. Approvals and audit trails land in Q3, with reimbursements and vendor invoices following in Q4.
One click. The same account holds both — flip between your personal workspace and any team workspace you belong to without signing out.
The basics are free, the docs are short, and the team's a quick email away. Try it without a card, and ping us if anything's unclear.
